main:has(.art-hero){max-width:none;padding:0}.art-hero,.art-layout,.art-related{--a-navy: #002241;--a-navy-mid: #00325E;--a-gold: #E1CD72;--a-gold-lt: #F3CF69;--a-gray: #B9C9D8;--a-gray-dim: #8FA3B8;--a-text: #D0DAE4}.art-wrap{max-width:1240px;margin:0 auto;padding:0 48px}.art-hero{position:relative;isolation:isolate;padding:clamp(3rem,7vw,5.5rem) 0 clamp(2.5rem,5vw,4rem);background:#002241 var(--a-photo) no-repeat;background-size:cover;background-position:70% 55%;--a-photo: url(https://www.vanlagroup.com/backgrounds/buyers-hero-1600.webp)}.art-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(#002241db,#002241db)}@media(min-width:1601px){.art-hero{--a-photo: url(https://www.vanlagroup.com/backgrounds/buyers-hero-2560.webp)}}.art-back{display:inline-flex;align-items:center;min-height:44px;margin-bottom:12px;font-size:15px;color:var(--a-gray);text-decoration:none}.art-back:hover{color:var(--a-gold)}.art-h1{font-family:Montserrat,sans-serif;font-weight:300;font-size:clamp(32px,4.4vw,54px);line-height:1.1;color:#fff;margin:0 0 20px;max-width:24ch;text-wrap:balance}.art-meta{display:flex;flex-wrap:wrap;gap:6px 0;margin:0;font-size:15px;color:var(--a-gray)}.art-meta span+span:before{content:"·";margin:0 10px;color:var(--a-gray-dim)}.art-meta a{color:var(--a-gray);text-decoration:underline;text-decoration-color:#e1cd7280;text-underline-offset:3px}.art-meta a:hover{color:var(--a-gold)}.art-layout{display:grid;grid-template-columns:minmax(0,720px) 280px;justify-content:space-between;gap:64px;padding-top:clamp(2.5rem,5vw,4rem)}.art-side{position:relative}.art-side-inner{position:sticky;top:112px;display:flex;flex-direction:column;gap:24px}.art-toc-h{margin:0 0 10px;font-family:Montserrat,sans-serif;font-size:15px;font-weight:600;color:#fff}.art-toc ol{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}.art-toc li{margin:0}.art-toc a{display:block;padding:7px 0 7px 14px;font-size:14px;line-height:1.45;color:var(--a-gray-dim);text-decoration:none;box-shadow:inset 2px 0 #ffffff1a;transition:color .15s,box-shadow .15s}.art-toc a:hover{color:#fff}.art-toc a.is-active{color:var(--a-gold);box-shadow:inset 2px 0 0 var(--a-gold)}.art-toc-mobile,.art-ladder-mobile{display:none!important}.art-body{min-width:0;max-width:100%;padding-bottom:clamp(3rem,6vw,5rem);font-size:17px;line-height:1.75;overflow-wrap:break-word}.art-body>*{max-width:100%}.art-body img,.art-body svg{max-width:100%;height:auto}.art-body p,.art-body li{color:var(--a-text)}.art-body p{margin:0 0 1.35rem}.art-body h2{font-family:Montserrat,sans-serif;font-size:clamp(24px,2.6vw,32px);font-weight:600;line-height:1.25;color:#fff;margin:3rem 0 1rem;scroll-margin-top:110px;text-wrap:balance}.art-body h3{font-family:Montserrat,sans-serif;font-size:20px;font-weight:600;line-height:1.35;color:#fff;margin:2rem 0 .75rem;scroll-margin-top:110px}.art-body h2:first-child,.art-body>:first-child{margin-top:0}.art-body a{color:var(--a-gold);text-decoration:underline;text-decoration-color:#e1cd7273;text-underline-offset:3px}.art-body a:hover{color:var(--a-gold-lt);text-decoration-color:var(--a-gold-lt)}.art-body ul,.art-body ol{margin:0 0 1.35rem 1.4rem}.art-body li{margin-bottom:.5rem}.art-body li::marker{color:var(--a-gold)}.art-body strong{color:#fff}.art-body blockquote{margin:2rem 0;padding:.25rem 0 .25rem 1.25rem;background:none;border-left:2px solid var(--a-gold);font-size:20px;font-style:normal;line-height:1.55;color:#fff}.art-body table{width:100%;margin:1.75rem 0;font-size:15px}@media(max-width:720px){.art-body table{display:block;overflow-x:auto}}.art-body th{padding:.75rem 1rem;text-align:left;font-size:14px;font-weight:600;letter-spacing:0;text-transform:none;color:#fff;background:#00325eb3}.art-body td{padding:.75rem 1rem;color:var(--a-text)}.art-body tr:nth-child(2n) td{background:#ffffff08}.art-body .data-chart{background:#ffffff05;border:0;box-shadow:inset 0 0 0 1px #e1cd7224}.art-body .data-chart figcaption{font-size:14px;color:var(--a-gray-dim)}.art-body .cta-box{margin:2.5rem 0;padding:28px;text-align:left;background:#00325e73;border:0;box-shadow:inset 0 0 0 1px #e1cd7238}.art-body .cta-box:before{display:none}.art-body .cta-box h3{margin:0 0 .5rem;font-size:20px;color:#fff}.art-body .cta-box p{margin:0 0 1.25rem;font-size:16px}.art-body .cta-box .btn-gold{display:inline-flex;align-items:center;min-height:48px;padding:0 22px;font-size:15px;letter-spacing:.01em;text-transform:none;color:var(--a-navy);text-decoration:none}.art-layout a.ladder-card{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 20px;margin:0;background:#e1cd7212;border:0;box-shadow:inset 0 0 0 1px #e1cd724d;color:#fff;text-decoration:none;transition:background .2s,box-shadow .2s}.art-layout a.ladder-card:hover{background:#e1cd721f;box-shadow:inset 0 0 0 1px var(--a-gold)}.art-layout .ladder-card-copy strong{font-size:16px}.art-layout .ladder-card-copy span{font-size:14px;color:var(--a-gray);line-height:1.5}.art-faq{margin:3rem 0 0}.art-faq h2{margin-bottom:1rem}.art-faq-item{background:#ffffff08;box-shadow:inset 0 0 0 1px #ffffff14;margin-bottom:8px}.art-faq-item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:56px;padding:14px 20px;font-family:Montserrat,sans-serif;font-size:17px;font-weight:600;color:#fff}.art-faq-item summary::-webkit-details-marker{display:none}.art-faq-item summary:after{content:"+";flex:none;font-size:22px;font-weight:300;color:var(--a-gold);transition:transform .2s}.art-faq-item[open] summary:after{transform:rotate(45deg)}.art-faq-item p{margin:0;padding:0 20px 18px;font-size:16px}.art-cta{margin:3.5rem 0 0;padding:clamp(28px,4vw,40px);background:linear-gradient(135deg,#00325e99,#001a3299);box-shadow:inset 0 0 0 1px #e1cd7233}.art-body .art-cta-h{margin:0 0 12px;font-weight:300;font-size:clamp(26px,3vw,34px);line-height:1.15}.art-cta-h em{font-style:normal;font-weight:800;color:var(--a-gold)}.art-cta p{font-size:16px}.art-cta-actions{display:flex;flex-wrap:wrap;gap:12px}.art-body a.art-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 26px;font-family:Montserrat,sans-serif;font-weight:700;font-size:15px;color:var(--a-navy);background:var(--a-gold);text-decoration:none}.art-body a.art-btn:hover{background:var(--a-gold-lt);color:var(--a-navy)}.art-body a.art-btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1px #ffffff59}.art-body a.art-btn-ghost:hover{background:#ffffff0f;color:#fff;box-shadow:inset 0 0 0 1px var(--a-gold)}.art-cta-buyers{margin:1.25rem 0 0!important;font-size:15px!important}.art-body .author-box{display:flex;gap:16px;align-items:flex-start;margin:2rem 0 0;padding:20px;background:#ffffff06;border:0;box-shadow:inset 0 0 0 1px #ffffff14}.art-body .author-box img{width:64px;height:64px;border-radius:50%;object-fit:cover;object-position:50% 22%;flex:none;box-shadow:0 0 0 2px var(--a-gold)}.art-body .author-box-name{margin:0 0 4px;font-size:16px;color:#fff}.art-body .author-box-bio{margin:0;font-size:15px;line-height:1.6;color:var(--a-gray)}.art-related{padding:clamp(3rem,6vw,4.5rem) 0 0}.art-related-h{margin:0 0 20px;font-family:Montserrat,sans-serif;font-size:24px;font-weight:600;color:#fff}.art-related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.art-rcard{display:flex;flex-direction:column;gap:10px;padding:24px;background:#ffffff08;box-shadow:inset 0 0 0 1px #e1cd7229;text-decoration:none;transition:background .2s,box-shadow .2s}.art-rcard:hover{background:#e1cd720d;box-shadow:inset 0 0 0 1px #e1cd7280}.art-rcat,.art-rmeta{font-size:14px;color:var(--a-gray-dim)}.art-rcard h3{margin:0;flex:1;font-family:Montserrat,sans-serif;font-size:18px;font-weight:700;line-height:1.35;color:#fff}@media(max-width:1099px){.art-layout{grid-template-columns:minmax(0,1fr);max-width:816px}.art-side{display:none}.art-toc-mobile,.art-ladder-mobile{display:flex!important}.art-toc-mobile{display:block!important;margin:0 0 1.5rem;background:#ffffff08;box-shadow:inset 0 0 0 1px #ffffff1a}.art-toc-mobile summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;min-height:52px;padding:0 18px;font-family:Montserrat,sans-serif;font-size:16px;font-weight:600;color:#fff}.art-toc-mobile summary::-webkit-details-marker{display:none}.art-toc-mobile summary span{font-size:14px;font-weight:400;color:var(--a-gray-dim)}.art-toc-mobile ol{margin:0!important;padding:0 18px 12px 36px}.art-toc-mobile li{margin:0}.art-toc-mobile a{display:inline-block;padding:6px 0;font-size:15px;text-decoration:none;color:var(--a-gray)}.art-layout a.art-ladder-mobile{margin:0 0 2rem}.art-related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:860px){.art-wrap{padding:0 24px}.art-hero{--a-photo: url(https://www.vanlagroup.com/backgrounds/buyers-hero-m-828.webp);background-size:100% auto;background-position:50% 0}.art-hero:before{background:linear-gradient(180deg,#002241db 0,#002241bd 55vw,#002241e0 100vw,#002241 133vw)}}@media(max-width:640px){.art-meta{gap:4px 16px}.art-meta span+span:before{content:none}.art-body{font-size:16.5px}.art-related-grid{grid-template-columns:1fr}.art-cta-actions{flex-direction:column}.art-body a.art-btn{width:100%}}